From lawyers and notaries to banks, neobanks, VASPs, and crowdfunding platforms - one lifecycle compliance infrastructure built for the full regulatory scope of AMLD5, AMLR, and Swiss AMLA.
KOSMOID is built with regulatory examination as the end state. Every data point, every decision, every signature is preserved in a defensible, auditable form.
eIDAS-compliant QES on every declaration. Legally binding. Accepted by CSSF, FINMA, and all EU supervisory authorities.
Immutable records with qualified timestamps providing evidential integrity for every compliance action taken.
Every action, decision, and data change is logged with cryptographic integrity. Cannot be altered. Produces defensible evidence on demand.
Version-controlled record of every risk assessment, recalibration event, and scoring rationale over the full lifecycle of a relationship.
Complete history of ownership structure changes with supporting documentation. Satisfies AMLD5 Article 30 UBO traceability requirements.
Compliant data retention for the statutory 5-year period under AMLD5. Structured, searchable, and producible on regulatory request within hours.
Continuous screening against global sanctions, PEP, and adverse media lists. Every match decision is logged with full rationale and reviewer identity.
Remote identity verification integrated natively into onboarding flows. Every verification result is timestamped and linked to the client record.
One-click export of complete compliance files in the format regulators expect. Structured, indexed, and ready for supervisory examination.
Join the firms that have turned regulatory obligation into operational confidence.